Specializing in VA Loans for First Time Home Buyers in Oceanside and all over San Diego and Riverside County.
Welcome to the official site of Kathy Lee Quach and Power Lending Team. We are a full-service mortgage team based with service all over San Diego and Riverside counties. Specializing in VA Loans for our active duty military service members as well as seasoned military veterans, Kathy Lee Quach and the Power Lending Team has over 20 years of experience helping our Heroes obtain the American Dream of homeownership and own the home that they defend. We serve military service members in all branches of Marine Corps, Army, Navy, and Air Force, including our Reservists. We have also assisted many First Time Home Buyers with various down payment assistance programs, serving the surrounding cities of Oceanside, Temecula, Murrieta, San Diego, and Fallbrook in San Diego County and Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92057, 92058, 92562, 92110, 92596, 92592, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local homeowners. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Kathy Lee Quach and our Power Lending Team unique is that we offer the following niche programs as well: Down Payment Assistance, Credit Guidance for Improvement, Bank Statement Programs, Asset Depletion programs, DSCR Loans, FHA Loans, Zero Down Payment Programs.
Contact Kathy Lee Quach and the Power Lending Team today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
What Our Clients Are Saying *
USMC Camp Pendleton
"I just wanted to take this time and fill out this review regarding the wonderful experience that my family has experienced with working with Kathy. She made us, first time buyers feel very comfortable purchasing our first home. She assisted us with navigating through all of the contracts and paperwork, she even came to our apartment and explained line by line the paperwork and answered every question and "what if" that we threw her way. Throughout the entire process of a 15-day close Kathy remained patient and professional, I honestly don’t think we would have gone through with buying a home without her. She constantly went out of her way to respond to questions and concerns and always provided more information to make us feel more comfortable during those brief moments of nervousness. Lets be real, this is a really big deal buying a house! Kathy is so fun to work with, from the first time that I talked to her on the phone I felt like I knew her and she was always so up lifting and positive, she is awesome! I cannot say enough about Kathy’s professionalism, extensive knowledge and true caring nature. To this day, she always makes me feel like helping me is her highest priority. I highly recommend Kathy for your home buying experience! Thanks Kathy!"
"Thank God for Kathy she is very hard working. No matter the time or day she was there to assist me through every step of buying my first home. She will gladly go out of her way to make sure you are taking care of. I would recommend her to 100 out 100 times. Thank you Kathy"
Allison and James Owens
"Kathy did an amazing job at making the home buying process seamless. She kept us in the loop from start to finish, and even got us closed over a week early. She will work tirelessly to make sure you get into the home you want."
Julio and Patricia Dominguez
"We could not be happier with Kathy and her team; she was on top of everything from start to finish. We encountered a few bumps (credit related) but rather than give up, she dug in and made it happen!!! Her team worked with us to overcome these issues and we closed on time. My family and I could not have picked a better person for the job. Thank you, thank you and thank you!!!!"
1stSgt Marine Corps
"Kathy Quach did a phenomenal job getting me and my family approved. From the start her attention to our needs in the loan process were heard. She quickly responded to phone calls, emails or text and keep us inform throughout the process. We were bless to have her during the purchase of our home. I highly recommend her to anyone in my family, service members or friends."
"Working with Kathy during my recent home purchase was a great experience. Kathy was quick to respond to any issues or questions I had about the loan process. I would highly recommend Kathy to my friends or family."
"Phenomenal experience with Kathy. Made the home buying process extremely feasible, answered all our questions, went out of her way to help, and always did everything with a great witty attitude. Thank you Kathy for making this an easy and fun experience."
"We met Kathy a year ago and she kept in touch with us to help us reach our California dream. Kathy did an exceptional job at helping, guiding, explaining and securing our second home loan. She is detailed oriented and is very timely on responding to questions. This was by far the quickest and smoothest transaction we have ever done. Kathy we can't thank you enough for your help from day 1 a year ago, you and your team are outstanding."
"I highly recommend Kathy Quach as a financial advisor. She was absolutely amazing. Throughout the buying process of our beautiful home she was constantly keeping in contact with my husband and I, making sure all questions and concerns were answered, along with getting us the best numbers we could for our purchase. Although buying a house can be stressful, she did her best to make it less stressful and help us remain sane. She also did everything she could to get us our house as soon as possible no matter what. We are very thankful for her help and support throughout this process. I couldn't of asked for better person to work with. With her bright positive personality it made it easy to put our trust and confidence in her completely!"
"As a first time home buyer, Kathy was an excellent ally to have in the process. She was always pleasant to talk to, very understanding, and was available and prompt with answering questions around the clock. She was enthusiastic and possibly as equally excited (maybe even more so) than I was in securing a home for myself. Based on my very limited experience in buying a home, Kathy has what I can only infer as a nearly air tight understanding of the home buying process and how all the financial stuff plays out. I would definitely recommend her for anyone looking into buying a home and would seek her services again."
Art and Darlene Piltingsrud
"Our experience with Kathy at first choice was awesome! She got us the lowest rate with a 19 day close. Kathy was always available throughout our process. She always answered my questions even after closing . Kathy is very knowledgeable about the VA process . She adds that extra care to her clients which is much appreciated. I would recommend Kathy to my friends cause I know she would take care of their needs. Excellent job Kathy !!!! Thank you."
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